As for the national debt, the benefits of immigration are only likely to accrue with time. Later generations of immigrants tend to pay more in taxes as educational attainment and incomes rise, according to the Cato Institute’s report, which called children of immigrants “the most potent fiscal engine this country has ever seen.” Should Trump’s immigration crackdown cause a sustained decline in new entries, that engine will be much less powerful than it could have been.
因此,当风险从独立随机变成同源聚合,保险业只剩两条路:要么排除,要么把治理做进承保流程。
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目前,美国注册游艇约为1167万艘,年新增约30万艘,其中80%为入门级产品,价格仅数万美元。欧洲则在高端超级游艇领域占据全球主导地位,形成“大众入门+中端休闲+顶级奢华”的分层市场结构。需求基础广泛,因此抗周期能力强。